What are the MTN contract requirements in South Africa? If you have been asking yourself that question, this article is for you. MTN is Africa’s biggest mobile network. In South Africa, it comes in second after Vodacom. Many people on MTN take out contracts for phones, tablets, laptops and data. The advantage of doing this is that you do not have to pay cash for these gadgets. If you get a device on contract, you have up to 24 months to pay for it. But there are some requirements that you need to meet in order to qualify for an MTN contract.
Documents required to get a cellphone contract from MTN
The following are the MTN contract requirements;
- Your South African ID. Foreigners legally resident in South African can use their passports.
- Proof of residence. This can be a levy statement or electricity bill.
- Proof of income. Your pay slip will do here.
- A bank statement going back 3 months.
What happens when I have submitted my application?
So, you have fulfilled all the MTN contract requirements. Now you will need wait for everything to get approved so you can get that brand new phone that you have been drooling over for for so long.
But how does the process work? Well, getting approved for an MTN contract is not the matter of a single day. There are some checks that MTN first needs to make before they can approve your contract.
MTN needs to check whether or not your meet all their requirements. First, you are subjected to an audit to determine whether or not your will be able to meet the payment terms of the contract.
You cannot just take any phone on contract, as an example. You need to take a phone that’s within the reach of your income. That’s actually a requirement in terms of the National Credit Act. In terms of this, the following is considered;
- Your salary.
- Other credit commitments that you may currently be having.
- Living expenses.
On top of that, your credit rating is also checked. If you have a negative score, then you will not be able to fulfil the MTN contract requirements. They will refuse to give you a contract.
That makes it important for all South Africans to make sure that they are fulfilling the terms of their contracts. Otherwise you will be blacklisted.
How long does it take for contract to be approved?
So, you have met all the MTN contract requirements. But how long does it take for your contract to get approved.
We have already noted that it’s not the task of a single day. There are checks that need to be made after you have submitted your appliciation.
According to MTN, it take between 3 and 10 days for you to get your device. So, you need to be extra patient. It’s not going to happen all at once.
Summary
In this post, we showed you the requirements for getting an MTN contract. We noted that there are several pieces of documentation that you need. That includes your ID and proof of employment.
MTN contracts will not be approved if you do not have these documents. So, you need to make sure that you have fulfilled all the requirements.
You may be interested in learning how to cancel an MTN contract. That’s useful information in case you need to get out of the agreement at some point in the future.
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